Henry Keith Townes, Jr. (20 January 1913 - 2 May 1990) was an American entomologist who specialized in the Hymenoptera with a special focus on the Ichneumonidae.
INSOLVENCY CRISIS FOR A BANK INSTITUTION, ENDING IN FAILURE OR REFINANCING
Bank failures; Failed banks; List of bank failures
A bank failure occurs when a bank is unable to meet its obligations to its depositors or other creditors because it has become insolvent or too illiquid to meet its liabilities. A bank usually fails economically when the market value of its assets declines to a value that is less than the market value of its liabilities.